I find it easier to spend money if I have cash, but if I use credit card I always keep track of what I owe even at the moment of purchasing, so to me using credit card actually curb my spending, while if I have cash I always clean it out without knowing it and have to go to the machine all the time~ an exact opposite practice~ very interesting~
我卻最鐘意用信用咭了﹐因為懶去“噤機”呀嘛~ :P
I find it easier to spend money if I have cash, but if I use credit card I always keep track of what I owe even at the moment of purchasing, so to me using credit card actually curb my spending, while if I have cash I always clean it out without knowing it and have to go to the machine all the time~ an exact opposite practice~ very interesting~
H: 用cash我會比較肉痛嘛!而且當我銀包內沒有現金,又不近提款機,就不會亂買東西了……
我不會和你比的,你用信用卡比我還要純熟!哈哈~ :)